Everyone’s Money Book on Financial Planning – Paperback


Whether you have just won the lottery or are struggling to meet monthly expenses, your future financial comfort depends on creating – and sticking to – a long-term money management strategy. Everyone’s Money Book on Financial Planning helps you do just that.

Jordan Goodman’s simple yet comprehensive advice has earned him the nickname “”America’s Money Answers Man,”” and his new book is a primer for consumers who need those answers. In Everyone’s Money Book on Financial Planning, Goodman shows readers not only how to give themselves a financial checkup, but what they should do with the results. He also covers issues like budgeting, financing insurance needs, finding a trustworthy financial advisor, and smart strategies for every age and situation.

Congratulations. By opening this book, you are taking your first step toward financial fitness. It all starts with your recognition of the importance of planning for your financial future, no matter what your age or financial situation. Even if you just won the lottery or inherited a cool million, your future financial comfort would depend on putting together a long-term money management strategy.

Consider the numbers: If it takes $4,000 a month—$48,000 a year—to live comfortably today, with inflation of just 3 percent a year, in just 15 years you would need more than $6,600 a month, or almost $80,000 annually, to maintain your lifestyle. But don’t be intimidated. You do not have to live paycheck to paycheck, and you do not have to be rich to achieve financial independence or to look forward to a comfortable retirement. You do have to take charge of your finances and understand how to make your money work for you. This book is your starting point to help you plan and chart your right financial course, so that your money doesn’t manage you. The sooner you get started, the quicker you and your family will reap the financial rewards of your efforts.

Many people ignore financial planning because they think they don’t have enough money to make it worthwhile, or they figure they don’t need it or can’t afford it. Chances are you have more than you think—both in assets and financial knowledge. And if you still aren’t sure you are capable of understanding enough about money to take charge, there is plenty of free or low-cost information or help available in print, online, or in person—all of which you will find out about in this book.

I know that many people and organizations in the money business have a vested interest in keeping financial knowledge as mysterious as possible. I disagree wholeheartedly with this approach. By spending a little time learning about money, you can understand all the major aspects of financial planning and acquire enough confidence to make solid financial decisions. After all, even if you have a half-dozen financial advisors at your beck and call, the final decisions on what to do with your money are ultimately yours to make.

This book is loaded with easy-to-use worksheets and a plethora of resources, including books, magazines, newsletters, trade associations, government agencies, and Web sites. With a connection to the Internet and a few mouse clicks, you can get the latest financial news; search for price quotes; buy stocks, bonds, mutual funds, and insurance policies; find the cheapest credit cards; locate grants and scholarships for your child’s college education; or learn about any area of personal finance. Many Web sites offer search tools and calculators to make it easy to personalize the information to your situation. If you would like a copy of Everyone’s Money Software, which offers all of the worksheets in this book in an interactive format.

If you don’t like exploring the Web on your own, there also are sites that search for you to find what you need. Many of these sites are listed in the “Resources” section of each chapter. A note of caution when it comes to the online world: As in the real world, consumers need to beware of fraud, whether it is get-rich-quick schemes, identity theft, or some other scam. With the pervasive aspect of the Internet, privacy issues surface, too. So when you use the Web to gather or share information or make a transaction, be sure you are dealing with reputable organizations. They will usually display a seal from a trustworthy organization, such as BBBOnline (the Better Business Bureau’s online arm), TRUSTe, or VeriSign. Do not provide personal information unless you know a Web site is secure. Generally, you can tell a site is secure if there is a small icon of a locked padlock or key (depending on your browser) on your screen. If the site is not secure, the padlock will be unlocked, indicating the data is not encrypted when it travels across cyberspace.

If you are not computer savvy, there are still many resources to help you improve your financial situation. There are dozens of financial periodicals, books, pamphlets, and toll-free consumer help lines and organizations in this book to help you on your way to financial fitness.
With all this in mind, get ready to take control of your financial destiny. It starts now. No one will ever care about your personal financial situation as much as you do. This is your chance to make the best of your financial potential.

Weight: 2.00 lbs
Type: Hardcover

About Jordan Goodman

For 18 years, Jordan Goodman was on the editorial staff of Money magazine, where he served as Wall Street correspondent. While at Money, he reported and wrote on virtually every aspect of personal finance. In addition, he served as weekly financial analyst on NBC News at Sunrise for 9 years and the daily business news commentator on Mutual Broadcasting System’s America in the Morning show for 8 years.

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  • "On behalf of all of us at Organon, I want to thank you for participating in the Experts in Reproductive Medicine Meeting. Your financial planning sessions were so informative. We received wonderful feedback and a great interest in learning more about business finance as well. I know that there were quite a few physicians you were able to spend time with throughout the weekend. Many of them conveyed their appreciation for all of the help and advice you extended them. We are so appreciative and cannot thank you enough for such a great job!"

    Cathy R. Termini

    R.PH Organon Inc.

  • "Where do I begin? You were excellent at the OSC Power Meeting XXIV recently held in St. Pete Beach, Florida. The speaker evaluations proved that you were a huge hit with our members. QSC members are much better off, both personally and professionally, for having attended your program. I might add that we have never had as many requests for the recording of a presentation as we have with yours. Don’t ever hesitate to have any prospective clients contact me as a reference. Thank you again for such a positive experience."

    Charles E. Wallace, III

    Executive Director/Quality Service Contractors

  • "There is always an exception to every rule and your recent seminar to our JWT employees provided that. Generally, I believe you get what you pay for and since we didn’t pay you anything for your recent talk one might not expect the reaction we got. Instead, I have been besieged with compliments about arranging for you to speak. Our employees felt more informed and financially empowered as a result of your discussion with them. I enjoyed meeting you and will be pleased to know the face behind the column that I read in every issue of Money Magazine."

    Jeff White

    Executive VP/General Manager/J. Walter Thompson

  • "On behalf of the Water Systems Council I would like to thank you for speaking at our Spring Meeting in Washington, DC on March 3rd. Your presentation was very well received by our members. The information in your presentation and additional reference materials you provided were both fascinating and timely. We hope you enjoyed meeting our members. Thank you again for taking the time to speak at our meeting."

    Kathleen M. Stanley

    Executive Director/Water Systems Council

  • "The crowd was small, but the quality of your presentation was superb, addressing precisely the areas which I had hoped you would cover. It obviously had a high-interest impact upon the participants. And – it is the kind of expert contribution which makes for a successful meeting. Thank you immensely! And – thank you again for joining us at the Club!"

    Lewis O. Kerwood

    National Society for Real Estate Finance

  • "On behalf of the Take Charge America Institute, the University of Arizona Students in Free Enterprise and their Credit Wise Cats team, I would like to extend my appreciation for your wonderful keynote address last week. Our three-day symposium, “Money Talks, Think you Know? Think Again!” was a great success, largely due to the relevance of your opening statements."

    Marica Klipsch

    Education Coordinator/University of Arizona

  • "Your presentation certainly contributed to the overall success of the event. I sat in on your presentation, “Earning Fast Profits in Hard Times”, and found your presentation to be insightful, educational and thought-provoking and the topic was certainly timely. My opinion of your presentation was confirmed by feedback I received from event attendees. It was a pleasure to have you at our event and it is without reservation that I would recommend your presentation skills to anyone interested in having you speak. I look forward to working with you again."

    Michael P. Scott

    VP/Director of Business Development Pensco Trust Company

  • "... Here are some statistics we received from the attendees: 93.38% agreed that you presented in a clear, organized, engaging manner. 94.84% agreed that the information you presented was valuable to them as business owners. 83.01% agreed that they would travel to attend a 1 or 2 day course presented by you. 83.77% agreed that they would like to see your topics brought to their local study club. 87.25% agreed that they would like to see your topics offered at a future Symposia. Thanks again for all of your awesome contributions!"

    Shaida Ghomi

    Seattle Study Club For Dentists

  • "Thank you so much for coming out last week to Las Vegas and speaking to our participants. I heard so many great things from people that attended your course about how useful the information was."

    Sheryl Dare

    Meeting Planner for Genentech Corporation

  • "... I appreciate your efforts to present meaningful content to make a successful event. Your professionalism, delivery and ability to engage with the attendees were exceptional. I know there were many attendees in the room including me who left with new ideas and insights..."

    Wendy Mathea

    Supplier Diversity Officer/Amgen

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