“Turn Your Home into Your Own Personal Bank Account and
Stop Throwing Money Away Renting!”

Or…

“Learn The Secrets To Investing in Real Estate for Financial Security and Personal Gain!”

The prospect of finding, financing, and maintaining a home can be fraught with complexities. But in the end, home ownership can provide several major benefits, including tax breaks, appreciation potential, and the pride of controlling the place you call home. The idea of paying off a mortgage by retirement age, forever eliminating monthly mortgage payments, is a goal for many Americans.

Stop throwing your money away!

In contrast, renters often feel as if they throw their money away each month because they are unable to build any equity in the place they live. Once they retire, their rent continues unabated.

Perhaps, for that and many other reasons, two-thirds of Americans now own their own homes. However, making the decision to buy real estate for personal shelter or investment can have a dark side: a home can become a huge liability, sapping your finances and burdening you with debt and obligations that ruin your lifestyle.

That is why it’s so important to understand how different real estate investments work.

With a better understanding of the different types of real estate investments, you can determine what is best for you.

This book will guide you through two processes:

1. Choosing and financing your own home.
2. Investing in real estate for financial security and gain.

Throughout the 1970s and early 1980s, real estate was the sure-fire way to accumulate wealth. The combination of a housing shortage, a surging number of baby boomers entering the real estate market, generous tax advantages, and high inflation expectations resulted in startling gains in home prices.

The bubble burst in the mid-1980s and continued into the 1990s, however, as most housing markets became overbuilt, fewer boomers could afford homes, tax breaks were curtailed, and inflation plunged.

By the end of the 1990s and into 2000, real estate prices again shot up, only to soften with the economic slowdown of the early 2000s.

Despite low interest rates and nearly nonexistent inflation, this watershed event sent most segments of the economy into an even more pronounced tailspin.

Real estate can be treacherous!

The real estate landscape is, therefore, much more treacherous now, particularly if you purchase a home as an investment rather than a comfortable place in which to live.

Many people who bought homes at inflated prices now feel burdened by huge mortgage payments on property that has fallen sharply in value. These homeowners often rationalize their purchase by saying, “We couldn’t stand not earning any mortgage interest deductions to lower our taxes” or “We had to buy before prices got out of reach.”

In retrospect, these buyers’ financial situations might have been improved if they had rented for less than their current monthly mortgage payment, owed a bit more in taxes, and invested the difference between their rent and their mortgage payment in the surging stock and bond markets.

The economic boom of the late 1990s and early 2000s brought some relief to these homeowners in areas of the country where housing prices recovered substantially, encouraging real estate investors to jump on and take a ride on another real estate boom bandwagon.

What will You Learn by reading Everyone’s Money Book On Real Estate?

Everyone’s Money Book On Real Estate will teach you step-by-step, chapter-by-chapter, everything you need to know about finding, financing and maintaining a home or investing in properties. If you’re looking at purchasing real estate in the near or distant future – you need this book, look at the information you can learn by reading Everyone’s Money Book On Real Estate:

Buying versus Renting (Chapter 1)

Advantages of Buying
Advantages of Renting

If You Decide to Rent (Chapter 2)

If You Use a Real Estate Agent in Your Search
A Word on Renter’s Insurance
Furnishing Your Rental Home
Keeping a Pet

If You Decide to Buy (Chapter 3)

Getting Real about How Much You Can Afford
The Price That’s Right
Assembling a Down Payment
Getting a Loan Preapproval
Finding the Right Home
The Sales Contract
Closing the Sale

Choosing the Best Mortgage (Chapter 4)

Loan Sources
Kinds of Mortgages
No-Down-Payment Mortgages
Preparing to Qualify for a Mortgage Loan

Refinancing Your Mortgage (Chapter 5)

The Changing Face of Refinance Advice
Trading Loan Programs
If the Math Indicates a Refinance
Sorting Out Yout Refinance Optins

Home Equity Loans (Chapter 6)

Dangers and Temptations
Behavior Modification

Reverse Mortgages and Charitable Deductions (Chapter 7)

Single-Purpose Reverse Mortgages
Federally Insured Reverse Mortgages
Proprietary Reverse Mortgages
Making Your Home a Charitable Deduction

Protecting the Value of Your Home (Chapter 8)

Maintaining Your Home
Remodeling Your Home
Financing Home Improvements
Tax Shelters for Renovators
Home Warranties

Selling Your Home (Chapter 9)

The Transfer Disclosure Statement
Selling Your Home by Yourself
A New Type of Real Estate Profession
A Footnote about Closing Costs

Investment Real Estate (Chapter 10)

Real Estate Mutual Funds
Real Estate Investment Trusts (REITs)
Real Estate Limited Partnerships
Rental Real Estate
Exchanging Property
Vacation Homes
Raw Land
Using Your Computer to Buy and Sell Real Estate

Overview:

As you can see, 10 chapters of vital real estate information that will make a dramatic difference in dealing with your real estate needs.

Hundreds of resources will help you turn concepts into action. Names, addresses, phone numbers, websites and email addresses all waiting to help you in obtaining our ultimate dream.

Everyone’s Money Book On Real Estate gives you practical tools to help you begin right now analyzing and strategizing your real estate needs.

Includes step-by-step instructions on how to find, purchase and maintain your housing investment.

35 worksheets, charts and graphs including;

• Rent vs Buy Example
• Cash Flow Worksheet
• Residential Lease
• Option Agreement
• Monthly Mortgage Worksheet
• Debt and Housing Ratios
• Monthly Payment Factors
• Monthly Payment Table
• Purchase Cost Worksheet
• Letter of Lender Preapproval
• Loan Comparison Worksheet
• and Much More!

Use Everyone’s Money Book On Real Estate to help establish a solid financial plan to purchasing your new home or investment, acquire a loan, increase your credit and help with your closing! Order your copy today!

100% Satisfaction Guarantee!

As with all of our products we offer a 100% Satisfaction Guarantee! If you are not convinced the information you receive in Everyone’s Money Book On Real Estate is worth the purchase price of the product, just contact us within 30 days and we’ll refund 100% of your purchase price. No questions asked.

Why do you need Everyone’s Money Book on Real Estate?The real estate landscape is changing!

The makeup of American households has changed substantially over the past few decades. According to Rutgers University’s National Marriage Project, the majority of Americans don’t have a child at home.

Today, only about one-third of U.S. households contain children. In addition to this, fewer couples are marrying, and more than half of those who do wed for the first time are living together before tying the knot.

Single motherhood is also a growing segment that was once considered an exception to the rule a generation ago. Because of demographic changes such as these, housing needs are changing as well, with far more singles and single parents buying homes than ever before.

Baby boomers, the postwar generation that makes up a huge segment of the population, is now another force changing the landscape and buying habits of America.

As the leading edge of this generation gets used to the proverbial empty nest and begins to think about what is now called active retirement, housing options become even more diverse.

Whichever demographic niche you occupy, it’s important to understand where your investment dollar may stretch farthest.

This book will guide you through the two important processes of choosing and financing your own home, and investing in real estate.