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EMB on College

“Save Thousands in College Loans and
Learn How to Take the Guess Work Out of Paying for College!”

More and more students are going to college, so many that even second-tier institutions find themselves deluged with applications. And the competition for the top, prestigious institutions is even fiercer.

Still, with more than 3,600 colleges and universities in this country, you have quite a few potential choices.

If you intelligently select a roster of potential candidates and systematically go about the application process, your student stands a good chance of getting in-somewhere.

Maybe not the dream school. But somewhere.

However, the larger problem, the really big Kahuna, is another matter:
how to pay for that education.

The average four-year private school, including room and board, supplies, and other expenses, costs $26,070 a year.

For a family with two or three children, that adds up to a big chunk of change - probably the biggest expense you’re likely to face next to your mortgage.

In the current volatile economic climate, coming up with the money may be an especially big worry.

The truth is you have the means to send your children to college - you just might not know it. That’s why you need this book!

Even in today’s shaky economy, and even if you don’t get started when your offspring are just out of the delivery room, there are still many ways for you to put together the money you will need.

Still, you won’t get there without a lot of work. This isn’t a fairy tale. Planning, saving, and a clear understanding both of how to find financial aid and the mistakes to avoid are all necessary elements in your strategy.

And that’s where this book comes in.

We aim to help you learn how to tackle the college-financing monster-and we aim to do it in a form that’s clear, concise, and easy to read.

After all, while we know it’s a subject of vital importance to you and your children, we also realize something else: You’re busy.

And what you need is one place where you can get all the information you need.

We’ve put together a step-by-step process you need to follow if you want to get your children or yourself in college with the least amount of money possible!

To that end, Everyone’s Money Book on College is a soup-to-nuts guide to everything you need to know, from estimating costs to finding potential scholarships your child might be eligible for. It’s all here.

And, because we know that half the battle is having the right resources at your fingertips, we’ve included lots of comprehensive tables and a host of invaluable books, software programs, associations, and Web sites you can turn to along the way.

Specifically, this book will show you:

  • How to determine what costs are likely to be at various kinds of schools and how much you’ll need to save to pay them.
  • How to invest wisely in funds earmarked for college tuition.
  • All about the latest savings plans, including the new 529 state plans.
  • Which government grants are available and how to apply for them.
  • All about scholarships-who offers them, where to find them and how to win one!
  • The lowdown on loans, both government and private.
  • What financial aid officers are looking for.
  • How to apply for federal aid - Ways to reduce costs.
  • How to use the Internet in your financing efforts.

Order EMB College

Everyone’s Money Book On College will teach you step-by-step, chapter-by-chapter, everything you need to know about why you need to go to college, estimating your cost, saving for schooling, acquiring grants, scholarships, loans, financial aid and much more.

Just take a look:

You Can Pay for College (Chapter 1)

A Bachelor’s Degree Means a Better Job
College Costs Keep on Rising
Planning Will Pay Off

Estimating College Costs (Chapter 2)

First Assumptions
Private versus Public
What Is Included in the Cost
How to Calculate Cost
Consistent Saving Helps

Stock Mutual Funds (Chapter 3)

Custodial Accounts
Stock Mutual Funds
Advantages of Mutual Funds
Types of Funds
Selecting a Fund
The Importance of Balance

Bonds and Bond Funds (Chapter 4)

How Bonds Have Changed
Bond Basics
Investing in Bonds
Bond Ratings
Types of Bonds
Bond Mutual Funds

Savings Plans (Chapter 5)

Coverdell Education Savings Account
Section 529 College Savings Plans
College Savings Plans
Prepaid Tuition Plans
College Sure CDs
Upromise and BabyMint
How Grandparents Can Help
Investments to Avoid

Federal and State Grants (Chapter 6)

Differences between Student Aid Packages
Federal Grant Programs
State Aid

Scholarships and Private Money (Chapter 7)

Different Types of Scholarship Funds
Who Offers Scholarships?
How to Find Scholarships
How to Win a Scholarship
How Scholarships Affect Financial Aid

Work and the Military (Chapter 8)

Federal Work-Study
Cooperative Education
Americorps
Deferred Enrollment
The Military

The Lowdown on Loans (Chapter 9)

Government Loans
College Loans
Commercial Loans
Where to Find Lenders
Repayment
Tax Deductions and Credits

Applying for Financial Aid (Chapter 10)

Federal Aid
Nonfederal Aid
Planning, Planning, Planning
The Award Letter

Tackling the Financial Aid Application (Chapter 11)

Calculating Your EFC
Filling Out the Form

Using Your Computer to Finance Your Child’s Education (Chapter 12)

Searching for Schools
Applying
Figuring out Costs
Looking for Aid
Applying for Aid

Other Borrowing Alternatives and Ways to Cut College Cost (Chapter 13)

Borrowing form Yourself
Cost-Cutting Measures

Overview:

As you can see, 13 chapters of vital information that will make a dramatic difference in dealing with your college needs.

Hundreds of resources in the book will help you turn concepts into action. Names, addresses, phone numbers, websites and email addresses all waiting to help you in obtaining our ultimate dream.

Everyone’s Money Book On College gives you practical tools to help you begin right now analyzing and strategizing your college needs.

Includes step-by-step instructions on everything you need to know about why you need to go to college, estimating your cost, saving for schooling, acquiring grants, scholarships, loans, financial aid and much more.

47 worksheets, charts and graphs including;

  • Average Income Charts & Tables
  • Sample Cost Calculator
  • College Cost and Savings Needs Worksheet
  • Online Scholarship Search Services
  • Repayment Schedule
  • Sample Award Letter
  • Financial Aid Package Worksheet
  • Parents’ Expected Contribution Worksheet
  • Students’ Expected Contribution Worksheet
  • FinAid Calculator
  • The Free Application for Federal Student Aid Form
  • and Much More!

Use Everyone’s Money Book On College to help establish a solid financial plan to send our child through college without costing you and arm and a leg! Order your copy today!

100% Satisfaction Guarantee!

As with all of our products we offer a 100% Satisfaction Guarantee! If you are not convinced the information you receive in Everyone’s Money Book On College is worth the purchase price of the product, just contact us within 30 days and we’ll refund 100% of your purchase price. No questions asked.

Order EMB College

Why do you need Everyone’s Money Book on College?Whether you assemble the money to pay for your children’s college education from savings and investments, grants, scholarships, or loans, the costs are burdensome.

The earlier you develop a plan to fund college, the lighter the burden will be.

Ultimately, however, it’s important to keep your eye on the prize.

Indeed, while the sacrifice of paying for college is great, the reward-a bright future for your children-can be even greater.

Order EMB College


A Word From Jordan