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SMART MONEY STRATEGIES FOR EVERY AGE AND SITUATION
Your 60s and Up—The Retirement Years

Section 5 of 11:
CARS:
Is Now the Right Time to Buy?
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Along with purchasing a home and funding college tuition, buying a
car numbers among the largest investments you will ever make.
long gone are the days when you could spend $5,000 for an
economy car that would last for years.  Today, cars come in a
staggering variety of styles and price ranges and offer an incredible
array of options. Use this report to help you determine whether
now is the right time for you to make such a great investment.

This report will help you learn how to micro-manage your funds so
that your money multiplies itself.  Each section contains useful tips,
techniques and action strategies you can implement right away.

Read on and reap the financial rewards!

Jordan E. Goodman
America’s Money Answers Man
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CARS:
Is Now The Right Time to Buy?
As long as you can drive safely, keep your car. You might want to
trade up to a more luxurious model that offers conveniences that
make it easier to drive as you get older. For example, you may opt
for a car with a large electronic instrument panel display that is
easy to read or a windshield heating system that makes it easy to
scrape ice and snow off your car after a snowstorm.

You must go through the process of deciding whether to buy or
lease your car, just as you did when you were younger.

If you buy a car, you spend your capital, which will no longer be
available to produce income. If you lease, you do not have to make
a large down payment, and your costs might be lower than for an
auto loan, depending on the terms of and interest rate on the loan.

A lease therefore may cost you less each month and allow you to
keep more of your capital invested in income-producing stocks,
bonds, and mutual funds. Those who plan to keep their car only
three to five years should seriously consider leasing.

HOW TO REAP THE REWARDS YOU DESERVE!

Starting Now . . .

Use the following Resources, Action Steps and Extra Info to take
the next step toward your solid financial future.

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You work hard for your money.
But do you maximize the money you earn?

Everyone’s Money Book shows you how to proceed confidently into
your future. In this completely revised and updated bestseller,
Jordan Goodman covers all of the options available for managing
your money wisely in friendly, easy-to-understand language.

Packed with worksheets, step-by-step instructions, charts, graphs,
application forms, quizzes, and more than 6,000 resources to help
you turn concepts into actions, Everyone’s Money Book is the most
comprehensive, accessible, and easy-to-use book available.

Over 200,000 copies sold.

Order Everyone’s Money Book (970 pages) today for only $30.
www.moneyanswers.com/bookstore/

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In the market for a new car?

If you are buying a new or used car, consider using CarQ.
This is the service I use for buying my own cars and have saved
thousands of dollars over what I had been able to negotiate on my
own.

CarQ
www.carq.com
1-800-517-2277