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SMART MONEY STRATEGIES FOR EVERY AGE AND SITUATION
Your 60s and Up—The Retirement Years

Section 10 of 11:
RETIREMENT:
How Do I Maximize My Retirement?
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Achieving financial security in your retirement years has never
been more important.  Massive changes in society mean that more
people than ever before in human history will live in retirement for
longer periods of time.  The only solution to the coming retirement
crunch is to understand your options, plan carefully to meet your
goals and follow through on your plan.

You can learn to micro-manage your funds so that your money
multiplies itself. Use the techniques and tips and action strategies
included here in combination with those included in the other
sections and watch your money grow.

Read on and reap the financial rewards!

Jordan E. Goodman
America’s Money Answers Man
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MAXIMIZING RETIREMENT

If you have planned for retirement most of your working life, now is the time
to reap the rewards of your efforts. On the financial front, you should know
how much income you will receive from your pension, IRA, Keogh, salary
reduction plan, annuities, Social Security, and investment portfolio.

You should also have an estimate of your living expenses in retirement. Once you have been retired for a few months, redo your budget so you can realistically balance your expenses with your income. If you have not planned for retirement, you have a lot of catching up to do. You have run out of time to save and invest money from your salary; therefore, you must draw up a realistic budget based on the assets you have, the income those assets can generate, and your expenses.

On the nonfinancial front, plan how to use your time so you feel productive and
busy. This may involve developing a hobby, going back to school, traveling,
volunteering, or spending more time with your children and grandchildren. Your
retirement can be the best or worst time of your life, depending on how you
spend your time.

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Everyone’s Money Book on Retirement Planning
by Jordan E. Goodman

Americans are living longer. It’s not uncommon to see people living into their 80s, 90s, and even reaching the century mark. See how the Everyone’s Money Book on Retirement Planning can help you retire with style.

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Want fill-in-the-blank worksheets for your computer?
Everyone’s Money Software includes 36 easy-to-use worksheets
contained in Everyone’s Money Book (2nd Edition) to help you
apply Jordan’s advice to your situation quickly and easily.

With this software you will be able to:

Calculate your net worth.

Keep records (professional contacts and banking,
tax, brokerage, and insurance records)

Set and track progress toward your financial goals.

Analyze cash flow and budgeting.

Pick stocks using five styles
(cyclical, growth, income, out-of-favor and value).

Make mortgage calculations.

Determine if it’s better to buy or lease a car.

Pick the right amount of insurance
(auto, disability, homeowner’s and life).

Determine the best options for funding college.

Figure out how much to save for retirement.

Determine how much to put aside in your
Flexible Spending Account (FSA).

36 Easy-to-Use Worksheets

Works with all Windows and DOS-compatible computers

Click here to order for only $9.95:
www.moneyanswers.com/bookstore/