Remember, the earlier you begin to save, the more time that
interest has to compound. Contact the Social Security
Administration to make sure that it has correctly recorded your
earnings. Review the retirement plans your employer offers so you
understand what benefits they provide.

If you have access to a defined contribution plan like a 401(k),
403(b), or 457 salary reduction plan, contribute as much as
possible, and take full advantage of any employer match. As you
move through your 50s,be prepared for an early-retirement offer
from your employer, whether or not you want to receive one.

Think about your employment alternatives ahead of time so you do
not make your decision to accept or reject the offer under duress.
Also, start thinking about where you might want to live in
retirement and what activities you want to pursue.

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Everyone’s Money Book on Retirement Planning
by Jordan E. Goodman

Americans are living longer. It’s not uncommon to see people living into their 80s, 90s, and even reaching the century mark. See how the Everyone’s Money Book on Retirement Planning can help you retire with style.

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Want fill-in-the-blank worksheets for your computer?
Everyone’s Money Software includes 36 easy-to-use worksheets
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Calculate your net worth.

Keep records (professional contacts and banking,
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Set and track progress toward your financial goals.

Analyze cash flow and budgeting.

Pick stocks using five styles
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Make mortgage calculations.

Determine if it’s better to buy or lease a car.

Pick the right amount of insurance
(auto, disability, homeowner’s and life).

Determine the best options for funding college.

Figure out how much to save for retirement.

Determine how much to put aside in your
Flexible Spending Account (FSA).

36 Easy-to-Use Worksheets

Works with all Windows and DOS-compatible computers

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