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SMART MONEY STRATEGIES FOR EVERY AGE AND SITUATION
Your 20s and 30s—Establishing Your Financial Foundation

Section 11 of 11:
TAXES:
How Do I Pay The Least Amount?
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Taxes are probably the most unpleasant aspect of personal finance.
However, just because you do not like thinking about how much
you must pay in federal, state, and local taxes every year does not
mean that you should avoid the subject.

If you pay little or no attention to the tax consequences of every
financial move you make, you will certainly owe the government
more money, not less. On the other hand, if you learn the basic
tax-saving strategies, you can maximize the amount of money you
spend and invest while you minimize your tax bite.

Combined with the tips, techniques and action strategies included
in the other sections of this report, you can learn how to micro-
manage your funds so that your money multiplies itself.

Read on and reap the financial rewards!

Jordan E. Goodman
America’s Money Answers Man
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TAXES:
How Do I Pay the Least Amount?

If you have just started a career, you probably don’t earn enough
income to catapult you into the top tax brackets. Therefore, you
probably don’t qualify for many deductions or credits. Most likely,
you will take the standard deduction and not itemize your return.
Once you earn more, buy a home, have children and start
investing, you may fine it worthwhile to itemize. The more money
you make, the more often that tax reduction strategies will apply.

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RESOURCE | RESOURCE | RESOURCE
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You work hard for your money.
But do you maximize the money you earn?

Everyone’s Money Book shows you how to proceed confidently into
your future. In this completely revised and updated bestseller,
Jordan Goodman covers all of the options available for managing
your money wisely in friendly, easy-to-understand language.

Packed with worksheets, step-by-step instructions, charts, graphs,
application forms, quizzes, and more than 6,000 resources to help
you turn concepts into actions, Everyone’s Money Book is the most
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Order Everyone’s Money Book (970 pages) today for only $30.
www.moneyanswers.com/bookstore/

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ACTION STEP | ACTION STEP | ACTION STEP
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Payoff All of your Debts
in 5-7 Years using the
money you ALREADY make!
DebtIntoWealth